Investment Charter: the grants guide
A significant part of your investment subsidised. Areas, sectors, cumulative grants, specific TPME scheme and CRI procedure — everything a manager needs to master; eligibility and amount established in the diagnostic.
In brief
The Investment Charter (laws 03-22 / 22-24) subsidises your investment through cumulative capped grants; it includes a specific TPME scheme for investment projects led by SMEs. Do not confuse it with the TPME Pact from Maroc PME (8 PACT' programmes), which co-finances consulting and support — it is a distinct scheme (view the Pacte TPME guide). The key regarding the Charter: effectively combine area, sector, and additional criteria — the amount is established during the assessment.
1. The 4 schemes of the Charter
Main device
Structuring projects, common + territorial + sectoral + additional grants.
Specific TPME scheme
Investment projects led by SMEs — regional + priority activities, capped grant.
Strategic projects
Agreements negotiated with the State for major projects.
International development
Support for Moroccan companies expanding into export.
2. TPME scheme of the Charter: are you eligible?
- Turnover within the SME thresholds defined by the regulations
- Investment within the eligible range of the TPME scheme
- Employment ratio: a minimum of permanent jobs per investment
- Minimum equity contribution
- Sector of activity eligible as defined by region
The precise thresholds (turnover, investment, ratios) are confirmed during the eligibility assessment.
3. The grants of the TPME scheme
Area grant
According to the province category (reduction of regional disparities).
Priority activities
Grant linked to priority activities defined by region.
Capped grant
Cumulative grants capped, paid in several instalments according to the progress of the investment.
Application submitted online to the CRI; operational launch planned for 2026. The rate applicable to your project is established during the assessment.
4. Main scheme: all grants
| Grant | Key condition |
|---|---|
| Common (employment ratio / CAPEX) | According to jobs created vs investment |
| Territorial | Province category |
| Sectoral | Priority sectors |
| Gender approach | Significant proportion of women in the workforce |
| Future professions | Digital, pharma, renewable energy, maritime, mobility |
| Sustainable development | Water savings + Renewable energy / efficiency / waste / CSR |
| Local integration | Local integration rate according to the industrial sector |
Each grant is subject to conditions and a ceiling defined by the regulations. The eligible amount and the rate applicable to your project are established during the assessment.
5. The procedure, step by step
Eligibility & setup
Verification of criteria, optimisation of grants (area × sector × additional).
Online submission (CRI)
Statutes, financial statements, tax/social certificates, project declaration, land documentation.
Agreement with the State
Signing of the investment agreement defining grants and commitments.
Grants in multiple tranches
Payments are made in several instalments as the investment is realised.
6. Why TargetUp
We prepare your application from A to Z: eligibility, grant optimisation (combination of area/sector/additional), CRI agreement, and monitoring of payments — with 95% of applications accepted. We also combine the Charter with the TPME Pact (consulting), INTELAKA, CSF/GIAC, and international funders.
Receive this guide + the eligibility grid Charter/TPME
Your email: detailed guide + grid to assess your eligibility. Free eligibility pre-diagnostic.
Estimate your grants with an expert
Free pre-diagnostic: area, sector, additional grants and eligible amount established in the diagnostic.
Book my diagnosticSources & warning: Investment Charter (laws 03-22 and 22-24), TPME scheme (decree 2-25-342 and BO orders no. 7454 of 6 Nov. 2025). Rates, areas, and sector lists evolve according to current regulations; this guide is indicative and educational. TargetUp validates your eligibility and actual grants during an assessment.