Banking · Insurance · Finance
Information security, business continuity, and regulatory compliance for banks, insurance companies, financing firms, and fintech.
What puts your margins under pressure
Cyber Threats & Data Breaches
A breach or leak of customer data exposes you to regulatory sanctions, loss of trust, and significant reputational risk for a financial institution.
AML/KYC Pressure & Compliance
Anti-money laundering, customer due diligence requirements, and regulatory controls are tightening. A failure in AML-CFT could cost you your licence.
ESG, CSRD & Sustainable Finance
Investors and regulators require ESG and CSRD reporting. Without a structured framework, you risk losing access to green financing and certain institutional mandates.
Experts who understand your business
We are well-versed in the requirements of financial sector regulators, ISO 27001 security, ISO 22301 continuity, ISO 31000 risk management, AML/KYC measures, GDPR, and ESG/CSRD reporting. Our IRCA auditors implement your systems up to certification — with CSF funding of up to −70%. Contractualised results, 94% success rate in audits.
What we do for you
- ISO 27001 certification for information security
- Business continuity ISO 22301 (BCP/DRP)
- Risk management ISO 31000
- AML/KYC framework & LCB-FT compliance
- GDPR compliance & data protection
- ESG reporting framework / CSRD
The catalogue tailored to your profession
Click on a category to expand the services applicable to your sector.
TARGETUP CONSULTING
C2 — ISO Certifications5
ISO 22301 Certification — Business Continuity Management
A cyberattack, disaster, or supply chain disruption can halt your business overnight. We build your ISO 22301:2019 certification: gap analysis, business impact analysis (BIA), strategies, continuity plans (PCA), recovery plans (PRA), full-scale exercises, mock audits, and then certification. Essential for banks, IT service companies, and manufacturers. Quote within 48 hours.
DiscoverISO 31000 — Risk Management Framework (Guidelines)
Managing without mapping risks is like navigating blind. We establish a structured risk management framework according to ISO 31000:2018: diagnosis, risk mapping, identification/evaluation/treatment processes, and governance, aligned with your strategy. For executive management and boards of directors. Senior consulting team. Quote within 48 hours.
DiscoverISO 37001 Certification — Anti-Corruption Management System
Public markets and major clients require anti-corruption guarantees. We implement your ISO 37001:2016 certification: gap analysis, corruption risk mapping, controls, third-party due diligence, gift policy, mock audit followed by certification. Dedicated team of senior consultants, legal experts, and auditors. Quote within 48 hours.
DiscoverISO 37301 Certification — Compliance Management System
The proliferation of regulations exposes your business to costly non-compliance risks. We implement your ISO 37301:2021 certification: gap analysis, identification of applicable obligations, compliance risk assessment, controls, compliance culture, mock audit followed by certification. Team of senior consultants, lawyers, and auditors. Quote within 48 hours.
DiscoverISO/IEC 27701 Certification — Privacy Information Management (PIMS)
The GDPR and law 09-08 (CNDP) impose heavy penalties for poor management of personal data. We extend your ISO/IEC 27001 to privacy via ISO/IEC 27701:2019 (PIMS): gap analysis, processing register, rights of individuals, subcontractor management, mock audit, and then certification. Team of senior consultants, DPOs, and lawyers. Quote within 48 hours.
DiscoverC3 — ESG & CSR33
CDP Response (Climate / Water / Forests)
Investors and major accounts now track your CDP score as an indicator of climate and environmental maturity. Our team of senior consultants structures your responses to the CDP Climate, Water, and Forest questionnaires: data collection, writing aligned with rating criteria, and score improvement plan. Methodology compliant with the CDP framework. Quotes within 48 hours.
DiscoverCSR Label CGEM
In Morocco, the CGEM CSR Label is a decisive trust signal to clients, banks, and public clients. Our team of senior consultants supports you throughout the process: self-assessment against the Charter, upgrade plan, dossier preparation, and readiness for third-party evaluation. Proven compliance with the CGEM framework and eligible for training funding. Quote within 48 hours.
DiscoverCSR Report & Sustainability Reporting (GRI / SASB / CSRD)
Your stakeholders demand a reliable, comparable sustainability report that complies with recognised frameworks. Our team of senior consultants produces your CSR report according to GRI, SASB, and CSRD/ESRS: double materiality, data collection, indicators, and writing. Audit-ready reporting, credible with investors, and eligible for training funding. Quote within 48 hours.
DiscoverCSRD / ESRS Reporting
The CSRD directive imposes standardised sustainability reporting (ESRS) on an increasing number of companies, including those outside the EU through their value chains. Our team of senior consultants builds your CSRD/ESRS reporting: double materiality, data collection, indicators, and compliance plan. Audit-ready methodology and eligible for training funding. Quotation within 48 hours.
DiscoverCarbon Footprint & Decarbonisation Plan (Scopes 1-2-3)
Clients, banks and regulations (CSRD, carbon border adjustment mechanism) require you to measure and reduce your greenhouse gas emissions. Our team of senior consultants conducts your Carbon Footprint assessment scopes 1-2-3 and builds your decarbonisation plan: data collection, calculation compliant with the GHG Protocol and ISO 14064, prioritised levers and reduction trajectory. Audit-ready methodology and eligible for training funding. Quote within 48 hours.
DiscoverCircular Economy Strategy
Regulation, rising material costs, and customer expectations push for a departure from the linear model. Our team of senior consultants designs your circular economy strategy: flow diagnostics, eco-design, reuse, recycling, and new business models. Measurable environmental and economic gains, and the approach is eligible for training funding. Quotes within 48 hours.
DiscoverClimate Change Adaptation Plan
Beyond decarbonisation, regulators and investors demand the resilience of your sites and value chain against climate-related hazards. Our team of senior consultants develops your adaptation plan: vulnerability analysis, prioritised resilience measures, and investment plan, in line with the EU green taxonomy and the CSRD. Audit-ready methodology and training funding eligible. Quotation within 48 hours.
DiscoverClimate Fresco & awareness workshops
Engaging your teams is the key to the success of any climate strategy. Our team of senior facilitators conducts Climate Fresco workshops and tailored awareness sessions: understanding the issues, taking action, and ESG cultural integration at all levels. Formats adapted from COMEX to operational staff, eligible for training funding. Quote within 48 hours.
DiscoverC4 — Studies & Technical Expertise33
90-Day Flash Diagnosis
A new position or a deteriorated situation requires a quick, clear, and reliable assessment. Our 90-day flash diagnosis delivers a 360° view of strengths, risks, and action priorities within weeks. Value: secured 90-day plan and identified priority projects. Quote within 48 hours.
DiscoverAudit & Internal Control
Ineffective internal controls expose the company to fraud, errors, and non-compliance. Our audit assesses the reliability of your systems according to the COSO framework, identifies weaknesses, and strengthens your control environment. Value: mastery of fraud risk and a reliable control system. Quote within 48 hours.
DiscoverBusiness Continuity Plan (BCP / DRP)
A major disaster without a continuity plan can threaten the very survival of the company. We design your PCA/PRA: impact analysis (BIA), crisis scenarios, recovery procedures and robustness tests. Value: assured operational resilience and compliance with continuity requirements. Quote within 48 hours.
DiscoverBusiness Plan & Financial Modelling
Convincing investors and banks requires a credible, quantified, and defensible business plan. We build your complete financial model: 3 to 5-year forecasts, income statement, cash flow plan, and sensitivity scenarios. Value: bankable dossier, substantiated assumptions, and easier access to funding. Quote within 48 hours.
DiscoverChange Management
A transformation often fails due to human resistance, not technical shortcomings. Our change management approach engages your teams: impact analysis, communication plan, training, and manager support. Value: secure adoption and realisation of transformation benefits. Quote within 48 hours.
DiscoverCompensation & Classification Policy
An inequitable or unclear remuneration structure harms attractiveness and undermines internal equity. We build your remuneration policy and classification grid: job weighting, salary benchmarking, and coherent structure. Value: objectified internal equity and controlled salary competitiveness. Quote within 48 hours.
DiscoverCompetitive Benchmarking
Positioning without benchmarks against competitors silently loses market share. Our competitive benchmark maps your rivals, compares offers, prices, performances, and best practices, revealing your gaps and differentiation levers. Value: objective positioning and priority action areas. Quote within 48 hours.
DiscoverCost Killing & Cost Optimisation
Eroding margins require swift action on cost structure, without destroying value. Our cost-killing approach identifies savings opportunities, secures purchases, and optimises your expenses with a quantified action plan. Value: documented gains and a managed cost reduction trajectory. Quote within 48 hours.
DiscoverVoir les 25 autres prestations de C4 — Studies & Technical Expertise
C6 — Strategic Monitoring33
Benchmarking & Competitive Analysis
Arbitrating a price, offer, or investment without a reliable competitive benchmark means deciding based on intuition where data is available. Our team of senior consultants (average of 20 years of cumulative experience) compares offers, prices, positioning, and performance of your competitors and reveals your exploitable differentiation levers. Structured deliverable compliant with NF X50-053 approach. Quote within 48 hours.
DiscoverCollective Intelligence & Strategic Workshops
A strategic decision made in isolation ignores the most valuable knowledge: that of your field teams. Our team of senior consultants (average of 20 years of cumulative experience) facilitates collective intelligence workshops that transform internal expertise and external signals into shared and appropriate directions. Deliverables for collaborative decision-making. Quote within 48 hours.
DiscoverCompetitive & Market Monitoring
Advancing without continuously monitoring your competitors and your market is like steering blind in an environment that never stops. Our team of senior consultants (average of 20 years of combined experience) tracks offers, prices, market shares, and sector trends, providing you with directly actionable analyses. Ongoing monitoring available by subscription. Quote within 48 hours.
DiscoverCountry Monitoring & Country Risk
Establishing or exporting without assessing country risk exposes your assets, financial flows, and the safety of your teams. Our team of senior consultants (average of 20 years of cumulative experience) analyses political stability, business climate, exchange rate risk, and security risks in your target areas in Africa and internationally. Country risk profiles and alerts. Quote within 48 hours.
DiscoverCrisis Cell & War Room
In a crisis situation, every hour without verified information exacerbates financial, legal, and reputational exposure. Our team of senior consultants (average of 20 years of cumulative experience) activates a dedicated war room that centralises intelligence, analysis, and response options in real-time, under structured decision-making oversight. Confidential arrangement, mobilisable within 24-48 hours. Quote within 48 hours.
DiscoverCustom Intelligence Report
A precise strategic question deserves a documented and verified answer, not a committee's intuition. Our team of senior consultants (average of 20 years of cumulative experience) produces a tailored intelligence report addressing your issue, with cross-referenced sources, rigorous analysis, and actionable recommendations. Confidential deliverable upon request. Quote within 48 hours.
DiscoverDeep-Tech Technology Watch
Missing a deep-tech disruption means allowing a competitor — or a new entrant — to reshape your market for you. Our team of senior consultants (average of 20 years of cumulative experience) monitors disruptive technologies (AI, quantum, biotech, energy), startups, and laboratories that are shaping the future of your sector. Deep-tech monitoring and investment decision support. Quote within 48 hours.
DiscoverEconomic Intelligence & Geopolitics
Making international decisions without a geopolitical framework exposes your assets, teams, and operations to risks that the economic lens alone does not reveal. Our team of senior consultants (average of 20 years of cumulative experience) combines economic intelligence and geopolitical analysis to inform your investments, partnerships, and sensitive flows in Africa and internationally. Confidential strategic decision-making deliverables. Quote within 48 hours.
DiscoverC7 — Digital Transformation33
AI & Digital Tools Training
Teams uncomfortable with AI and digital tools limit the return on your digital investments. Our team of senior consultants trains your employees — generative AI, Odoo, advanced office skills and business tools — with concrete, usage-oriented pathways. Measurable skills enhancement. Quote within 48 hours.
DiscoverArtificial Intelligence & Data
Your data lies dormant instead of creating value, and AI remains a vague and risky subject in terms of confidentiality. Our team of senior consultants transforms your data into a concrete advantage — AI use cases, predictive models, dashboards and automation — from POC to production, with governance compliant with law 09-08 and GDPR. Measured ROI, data security. Quote within 48 hours.
DiscoverAutomation & RPA
Manual and repetitive tasks are costly, generate errors, and occupy your teams at the expense of added value. Our team of senior consultants automates your processes — RPA, integrations, AI agents, and workflows — with a Lean Six Sigma approach and robust, secure automations. Up to −65% of manual tasks. Quote within 48 hours.
DiscoverBI & Dashboards (Power BI)
Without consolidated visibility, your decisions rely on intuition rather than data. Our team of senior consultants designs your Power BI dashboards — real-time KPIs, data models, and automated reporting — connected to Odoo and your business sources, with data governance compliant with law 09-08. Actionable dashboards. Quote within 48 hours.
DiscoverCRM (Salesforce / HubSpot)
A poorly configured CRM slows down your sales team instead of speeding them up, and exposes your prospect data. Our team of senior consultants deploys and optimises Salesforce or HubSpot — pipelines, automations, scoring, and reporting — aligned with your actual sales process and compliant with law 09-08. Controlled deployment. Quote within 48 hours.
DiscoverChatbots & AI Agents
An overloaded customer support and repetitive tasks divert your teams from adding value. Our team of senior consultants designs your chatbots and AI agents — customer service, internal support, lead qualification — connected to your data and available 24/7, with management compliant with law 09-08. Reliable, secure agents. Quote within 48 hours.
DiscoverCloud & Infrastructure
An ageing or poorly sized infrastructure weighs on your costs, performance, and security. Our team of senior consultants designs and migrates your cloud infrastructure — hosting, backups, high availability, and security — for a reliable, scalable IT system compliant with data localisation requirements (law 09-08). Quote within 48 hours.
DiscoverCybersecurity & Data Compliance (GDPR / Law 09-08)
A cyberattack or a breach of Law 09-08 / GDPR can jeopardise your business, your reputation, and expose you to sanctions from the CNDP. Our team of senior consultants secures your company from end to end — audit, pentest, SOC/SIEM supervision, compliance, and outsourced DPO — with a prioritised and operational action plan. ISO 27001 / 27701 / NIST standards. Quote within 48 hours.
DiscoverVoir les 25 autres prestations de C7 — Digital Transformation
C8 — Investment Support33
Access to Public Funding & Support Schemes
Public funding exists in Morocco, but their access points are scattered and their files demanding. Our team of senior consultants maps eligible mechanisms (2023 Charter, Tamwilcom, sectoral programmes, funders), prepares the file, and manages the process until actual disbursement. You accumulate sources of aid and only pay the net amount after subsidy. Quote within 48 hours.
DiscoverApproval for Free Zones & Casablanca Finance City
The Industrial Acceleration Zone or CFC status opens up significant tax exemptions, but approval is earned through documentation. Our team of senior consultants structures your approval request and the arrangement of benefits until the status and its advantages are obtained. Eligibility is secured at every criterion. Quote within 48 hours.
DiscoverBankable Business Plan
A non-bankable business plan means a loan rejected by the bank's committee. Our team of senior consultants structures your financial forecast, your funding application, and the assembly of aids (Charter 2023, Tamwilcom, funders) until approval. You present a defendable and fundable file, and only pay the net after subsidy. Quote within 48 hours.
DiscoverBankable Business Plan & Feasibility Study
A non-bankable business plan means a feasibility study rejected by the credit committee and a missed investment grant. Our team of senior consultants structures your technical-economic feasibility study and your business plan to meet the standards of banks and funders (Charter 2023, Tamwilcom, CRI). You obtain a fundable, defendable, and grant-eligible file — and you only pay the net after subsidy. Quote within 48 hours.
DiscoverBanking Support & Negotiation
When facing your banker, a poorly defended file results in a high rate, excessive guarantees, or a refusal. Our team of senior consultants prepares your credit file, accompanies you in meetings, and manages the backing with guarantees (Tamwilcom) until the agreement under the best conditions. Our triple expertise in Consulting + Financing weighs in the negotiation. Quote within 48 hours.
DiscoverBusiness Recovery Plan (LBO / Transmission)
Acquiring a company without a solid business plan means inheriting hidden risks and losing financing. Our team of senior consultants structures your acquisition business plan, the financing arrangement, and the bankable dossier up to the transfer. The operation is secured from valuation to closing. Quote within 48 hours.
DiscoverBusiness Valuation
Poorly valuing your business means selling too low or jeopardising the sale. Our team of senior consultants conducts your multi-method valuation (DCF, comparables, NAV) and structures the valuation dossier up to the transaction. Your price is substantiated and defended against the counterparty. Quote within 48 hours.
DiscoverCCG / Tamwilcom Guarantee (Damane)
Without Tamwilcom guarantee, many bankable projects remain without credit due to lack of securities. Our team of senior consultants structures your guarantee file (Damane) and aligns it with the bank until the guarantor agreement and bank release. Bank and guarantor are synchronised to unlock your financing. Quote within 48 hours.
DiscoverTARGETUP BUSINESS CENTRE
P5 — Investor Support & M&E33
5-Year Financial Model
A credible business plan relies on a robust and traceable financial model. We build your 5-year model, its assumptions, and scenarios to support valuation and negotiation with investors. You have a management and value defence tool. Quote within 48 hours.
DiscoverBusiness Valuation (DCF / Multiples)
Setting the right price determines the success of a fundraising or sale. We build your valuation using DCF and market multiples, defensible to both investors and buyers. You enter negotiations with a justified value range. Quote within 48 hours.
DiscoverCapital Increase
Strengthening your equity is essential to maintain capital balance and the value of the operation. We structure the capital increase, pre-money valuation, and negotiations with existing and new shareholders. You secure your funding round without unwanted dilution. Quote within 48 hours.
DiscoverDebt Optimisation
Reducing the cost and structure of your debt frees up margins for investment. We analyse your indebtedness, manage refinancing and negotiate terms with your lenders. You gain financial flexibility and cash flow security. Quote within 48 hours.
DiscoverFinancial Due Diligence
A transaction is secured by a financial analysis without blind spots. We audit your accounts, cash flows, and business plan assumptions to ensure reliable valuation and negotiation. You identify risks before closing and adjust price and guarantees accordingly. Quote within 48 hours.
DiscoverFinancial Reporting & Governance
Clear financial oversight and strong governance reassure your investors and prepare for the next round. We structure your reporting, KPIs, and decision-making bodies for management that meets the challenges. You establish a management discipline that inspires confidence. Quote within 48 hours.
DiscoverFinancial reporting to investors
Regular reporting reassures your investors and prepares for the next round. We structure your reporting, your KPIs and your follow-up data room for clear and periodic communication. You maintain trust and clarity in your trajectory. Quote within 48 hours.
DiscoverFinancial restructuring
Restructuring a financially weakened structure requires preparation to secure the company's future. We structure your restructuring plan, debt renegotiation, and negotiations with your creditors. You restore financial sustainability and stakeholder confidence. Quote within 48 hours.
DiscoverVoir les 25 autres prestations de P5 — Investor Support & M&E
TARGETUP UNIVERSITY
U1 — Initial Training30
DBA — Doctorate of Business Administration
Achieve the highest level of managerial expertise and access roles as a leader, senior consultant, director, or expert trainer. The DBA (Doctorate of Business Administration) is an accredited professional doctorate (IAF, PECB, ASIC, EOQM, IAS): live sessions on Saturdays (10am-2pm GMT), Odoo e-learning, and personalised research supervision to conduct a professional thesis linking theory and practice. Quote & registration within 48 hours.
DiscoverESG-CSR Master's — Sustainable Development
Become a decision-maker in sustainable transition: CSR/ESG Manager, Chief Sustainability Officer, extra-financial analyst or responsible for ISR funds. The ESG-RSE Master: Bac+5 accredited (IAF, PECB, ASIC, EOQM, IAS), 240 hours live on Saturdays (10am-2pm GMT) + Odoo e-learning, 8 certifying modules — ESG fundamentals & standards (SDGs, ISO 26000, GRI, SFDR, CSRD, EU taxonomy), Sustainable finance & extra-financial reporting (ISR, SASB, TCFD), ESG audit & climate strategy (carbon footprint scopes 1/2/3, Paris Agreements), complemented by a professional internship and a thesis. You will prepare the GRI, CSRD and TCFD standards to manage the sustainable strategy and reporting of organisations. 4 intakes/year, 24 places. Apply now.
DiscoverGrandes Ecoles Preparation
Gaining admission to a prestigious school requires methodical preparation and high-level guidance, crucial for candidates' success in Morocco and Francophone Africa. Our preparation strengthens academic fundamentals, exam practice, and preparation for competitions and interviews. Quote & registration within 48 hours.
DiscoverIMQHL Master's — Laboratory Quality & Hygiene Engineering and Management
Become the guarantor of quality and accreditation for laboratories (ISO 17025, ISO 15189): Quality Manager for laboratories, auditor or metrologist sought by the medical, agri-food and industrial sectors. The IMQHL Master: Bac+5 accredited (IAF, PECB, ASIC, EOQM, IAS), 240 hours live on Saturdays (10am-2pm GMT) + Odoo e-learning, 8 certifying modules focused on quality management, accreditation, metrology and hygiene of testing and medical analysis laboratories. You will master ISO 17025 and 15189 requirements, internal auditing and method validation to ensure the reliability of results. 4 intakes/year, 24 places. Apply now.
DiscoverInternational Programmes (MQA UK)
Access to internationally recognised qualification pathways is a decisive asset for mobility and career advancement in Morocco and Francophone Africa. Our international programmes encompass degrees, masters, MBAs, and DBAs with MQA UK accreditations, live sessions, and e-learning. Quote & registration within 48 hours.
DiscoverMBA — Master of Business Administration
Become the leader that companies are vying for: CEO, General Director, strategy consultant, HR Director, CFO or COO. The MBA in Business Administration: Bac+5 accredited (IAF, PECB, ASIC, EOQM, IAS), 240 hours live on Saturdays (10am-2pm GMT) + Odoo e-learning, 8 certifying modules covering Strategic HR Management, Advanced Business Models & Business Plans, Financial Management & Strategic Analysis, Entrepreneurship & Innovation, International Marketing & Branding and Project Management (PMP® preparation). Train in leadership and simultaneously prepare for PMP®, Lean Six Sigma and IRCA certifications to lead organisations internationally. 4 intakes/year, 24 places. Apply now.
DiscoverMaster Class — Agri-food Management & Food Safety
Food safety and mastery of quality standards are prerequisites for accessing markets for the Moroccan and African agri-food industry. This executive programme trains quality managers, food safety managers and consultants in ISO 22000, HACCP, IFS and BRC standards, with operational deliverables. Quote & registration within 48 hours.
DiscoverMaster Class — Banking, Finance & Insurance
Mastery of risk management and regulatory compliance are strategic issues for Moroccan and African financial institutions. This executive programme trains business managers, analysts, risk managers, and compliance officers in banking and insurance products, risk management, and market finance, with operational deliverables. Quote & registration within 48 hours.
DiscoverLet's talk about your project banking · insurance · finance
Engage with a consultant who already understands your regulators, your AML/KYC requirements, and your ESG challenges.
Speak to an industry expertWhat leaders in the Banking · Insurance · Finance sector are asking us
How to ensure regulatory compliance in the banking sector?+
What are the consequences of a customer data breach?+
How to integrate ESG criteria into my business strategy?+
What are the benefits of ISO 22301 certification?+
How to assess my eligibility for project financing?+
Banque · Assurance · Finance : les points de contrôle
Le rôle de Bank Al-Maghrib dans la supervision des banques marocaines
Lire l'article →Le processus d'obtention de l'agrément AMMC pour les sociétés de gestion
Lire l'article →Rapport de solvabilité : les exigences de l'ACAPS pour les assureurs
Lire l'article →Les obligations de conformité des banques selon la circulaire BAM
Lire l'article →Les normes IFRS et leur application dans le secteur bancaire marocain
Lire l'article →L'impact de la directive Solvabilité II sur les assureurs marocains
Lire l'article →Banque · Assurance · Finance : nos prestations
Cette page rassemble les référentiels, contrôles et habilitations que le secteur Banque · Assurance · Finance doit tenir, et les formations qui y préparent.
Accompagnement & Négociation Bancaire
Voir la prestation →Agrément Zones Franches & Casablanca Finance City
Voir la prestation →Business Plan Bancable
Voir la prestation →Crédit-Bail & Leasing d'Équipements
Voir la prestation →Due Diligence Financière
Voir la prestation →Reporting Investisseurs & Communication Financière
Voir la prestation →Formations qualifiantes pour ce secteur
Une partie du coût est prise en charge
Selon votre statut et votre projet, les dispositifs d'appui couvrent une part du conseil et de la formation. L'éligibilité se vérifie dossier par dossier.
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