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The ISTITMAR / Maroc PME programme finances and rewards growth and modernisation projects for industrial SMEs, subject to an eligible and well-costed file. Our team checks your eligibility, prepares the investment file and agreement, then manages the presentation to the Unified Regional Commission. Result: secured programme grant and co-financing of your growth plan. Quote within 48 hours.

The 2023 Investment Charter (framework law 03-22) opens common premiums that can combine territorial and sectoral premiums, but eligibility is determined from the project's framing. Our team qualifies your eligibility, prepares your investment agreement and investment act, then manages the submission to the unified regional commission. Result: secured investment premium, activated tax and customs exemptions. Quote within 48 hours.

Microcredit finances very small projects excluded from traditional bank credit, but its circuits remain unclear. We identify the suitable microfinance institution, prepare the file and structure the associated self-entrepreneur status. Result: micro-financing obtained and formalised activity. Quote within 48 hours.

Joining an incubator or accelerator changes a startup's trajectory, but selection eliminates poorly prepared applications. We build your application and pitch, guiding you to the most suitable programme. Result: admission, support, and access to associated funding. Quote within 48 hours.

Establishing an LLC or a PLC involves a series of legal formalities that discourage many project holders. We draft the statutes and manage all procedures — OMPIC, commercial register, professional tax, CNSS — until registration. Result: a company established in compliance and ready to finance. Quote within 48 hours.

Without a solid business plan, the project owner struggles to convince banks and investors of the viability of their project. We write a comprehensive business plan — market, business model, financial forecast — credible to funders. Result: a bankable document that unlocks credit, guarantees, or grants. Quote within 48 hours.

The Damane guarantee funds (CCG/Tamwilcom) cover a large portion of credit, but many micro and small enterprises submit incomplete applications and face rejection. We identify the appropriate guarantee, prepare the application, and advocate for it with the bank until approval is granted. Result: a covered risk and unlocked financing. Quote within 48 hours.

Many project holders are unaware that INTELAKA, backed by Tamwilcom/CCG guarantees, can finance their creation at a subsidised rate. We prepare your INTELAKA file from A to Z — bankable business plan, guarantees, creation formalities — and defend it until the bank agreement. Result: mobilised credit and a company launched on solid foundations. Quote within 48 hours.

Poorly managed export logistics erode your margins and timelines. We optimise your international supply chain: choice of Incoterms, multimodal transport, warehousing, customs formalities, and complete end-to-end costs. Result: controlled timelines, reduced logistics costs, and delivery reliability that secures your contracts. Quote within 48 hours.

Without the right certifications, your products remain stuck at the borders. We manage the certification of your products for export: regulatory and normative requirements of the target country, accredited bodies, testing and preparation of compliance documentation. Result: compliant products, access to targeted markets and removal of non-tariff barriers. Quote within 48 hours.

Exporting to the wrong market can cost years and capital. Our export market study analyses demand, competition, distribution channels, pricing, and regulations of your target country to secure your decisions. Result: a documented go/no-go and a validated priority market before committing your resources. Quote within 48 hours.

The Moukawala Siyahia programme supports entrepreneurship and tourism investment, provided a bankable project is presented. We structure your project and prepare your Moukawala Siyahia file: business plan, financing plan and preparation of the file until validation. Result: an eligible, financed project ready to be launched. Quote within 48 hours.

The Go Siyaha programme finances the digital transformation of tourism operators, but disbursement depends on the strength of the file. We prepare your Go Siyaha file from start to finish: digital diagnosis, eligible investment plan and preparation of the grant file until payment. Result: a significant part of your digital project financed and secured disbursement. Quote within 48 hours.

Exporting without a method costs time and market opportunities. The Morocco Export Programme structures your approach from start to finish: country strategy, buyer identification, and mobilisation of export financing (Damane Export, SMAEX, Maroc Export) up to the first orders. Result: a qualified export pipeline and activated mechanisms that can subsidise a large part of your prospecting costs. Quote within 48 hours.

Entering export without financial structuring accumulates risks of currency fluctuations, customs issues, and unpaid debts. Our team of senior consultants structures your market access strategy, your export financing dossier, and the arrangement of international aid up to the first shipments. You secure your markets and only pay the net after mobilised aid. Quote within 48 hours.

A rushed due diligence can jeopardise the transaction or destroy its value after closing. Our team of senior consultants conducts the financial audit, multi-method valuation (DCF, comparables, NAV), and structures the negotiation file until the operation is secured. Every figure is substantiated to protect your position. Quote within 48 hours.

International funders (EBRD, EIB, IFC) finance on advantageous terms, but their documentation requirements — financial, ESG, and governance — are stringent. Our team of senior consultants structures your file to meet funder standards and manages the process up to funding approval. You navigate a complex pathway and only pay the net amount after mobilised aids. Quotes within 48 hours.

The 2023 Investment Charter entitles you to substantial premiums (common, territorial, sectoral), but the dossier tolerates no approximations on the criteria of jobs, capital, and location. Our team of senior consultants structures your eligibility dossier and manages the setup until the premium is granted. You secure each criterion and only pay the net after subsidy. Quote within 48 hours.

Public funding exists in Morocco, but their access points are scattered and their files demanding. Our team of senior consultants maps eligible mechanisms (2023 Charter, Tamwilcom, sectoral programmes, funders), prepares the file, and manages the process until actual disbursement. You accumulate sources of aid and only pay the net amount after subsidy. Quote within 48 hours.

A non-bankable business plan means a feasibility study rejected by the credit committee and a missed investment grant. Our team of senior consultants structures your technical-economic feasibility study and your business plan to meet the standards of banks and funders (Charter 2023, Tamwilcom, CRI). You obtain a fundable, defendable, and grant-eligible file — and you only pay the net after subsidy. Quote within 48 hours.

Manual and repetitive tasks are costly, generate errors, and occupy your teams at the expense of added value. Our team of senior consultants automates your processes — RPA, integrations, AI agents, and workflows — with a Lean Six Sigma approach and robust, secure automations. Up to −65% of manual tasks. Quote within 48 hours.