P2 — Entrepreneurship Financing

Microcredit finances very small projects excluded from traditional bank credit, but its circuits remain unclear. We identify the suitable microfinance institution, prepare the file and structure the associated self-entrepreneur status. Result: micro-financing obtained and formalised activity. Quote within 48 hours.

Joining an incubator or accelerator changes a startup's trajectory, but selection eliminates poorly prepared applications. We build your application and pitch, guiding you to the most suitable programme. Result: admission, support, and access to associated funding. Quote within 48 hours.

Establishing an LLC or a PLC involves a series of legal formalities that discourage many project holders. We draft the statutes and manage all procedures — OMPIC, commercial register, professional tax, CNSS — until registration. Result: a company established in compliance and ready to finance. Quote within 48 hours.

Without a solid business plan, the project owner struggles to convince banks and investors of the viability of their project. We write a comprehensive business plan — market, business model, financial forecast — credible to funders. Result: a bankable document that unlocks credit, guarantees, or grants. Quote within 48 hours.

The Damane guarantee funds (CCG/Tamwilcom) cover a large portion of credit, but many micro and small enterprises submit incomplete applications and face rejection. We identify the appropriate guarantee, prepare the application, and advocate for it with the bank until approval is granted. Result: a covered risk and unlocked financing. Quote within 48 hours.

Many project holders are unaware that INTELAKA, backed by Tamwilcom/CCG guarantees, can finance their creation at a subsidised rate. We prepare your INTELAKA file from A to Z — bankable business plan, guarantees, creation formalities — and defend it until the bank agreement. Result: mobilised credit and a company launched on solid foundations. Quote within 48 hours.

An incomplete or unconvincing business creation bank file is the primary cause of credit refusal for young companies. We assemble a complete file — business plan, forecast, guarantees — and defend it until approval. Result: a creation loan obtained under the best conditions. Quote within 48 hours.

The status of an innovative start-up opens up tax advantages and dedicated funding, but its qualification remains poorly managed by founders. We prepare the labelling file, structure intellectual property, and guide towards suitable funds. Result: status obtained and funding levers unlocked. Quote within 48 hours.

Many creators have the idea and energy but lack the perspective and method to transform their project into a viable business. We offer individual coaching — posture, priorities, strategic decisions — aligned with your project's milestones. Result: a equipped project leader and a progressing project. Quote within 48 hours.

Acquiring an existing company is a powerful entrepreneurial path, but valuation and financing the takeover trip up many acquirers. We assess the target, structure the takeover deal, and build the financing dossier up to the agreement. Result: a secure and financed acquisition. Quote within 48 hours.

Dedicated schemes support female entrepreneurship, but too many project leaders are unaware of their existence and conditions. We identify targeted funds and guarantees, prepare the financing dossier, and facilitate the launch. Result: dedicated funding mobilised and a project initiated. Quote within 48 hours.

The Tatwir programme supports green growth and innovation for very small and medium-sized enterprises, but access requires a solid technical and financial file. We structure your project, prepare the grant file and align it with the eligible axes of the programme. Result: a green grant mobilised for your investment. Quote within 48 hours.

The Morocco PME Istitmar and Imtiaz programmes subsidise investment and growth, but their technical files discourage many micro and small enterprises. We assess your eligibility, prepare the application, and advocate for the project before the selection committee. Result: an investment grant mobilised. Quote within 48 hours.

The first year determines the survival of the business, and it is when the founder feels most alone. We provide operational support — management, tax and social obligations, adjustment of the business model — until stabilisation. Result: a consolidated young company that passes the critical threshold. Quote within 48 hours.

Without a balanced financing plan, the project leader underestimates their needs and weakens their cash flow from the start. We construct the initial financing plan and a three-year plan — jobs, resources, working capital — credible with banks. Result: a balanced plan that secures financing. Quote within 48 hours.

Many project holders embark on their ventures without validating the real viability of their business model. We conduct market studies, develop the business model, and calculate the break-even point to confirm or adjust the project before any financial commitment. Result: an informed go/no-go decision and a de-risked project. Quote within 48 hours.

A poorly drafted partners' agreement exposes founders to blockages and conflicts that can kill the young company. We draft a bespoke agreement — governance, exit clauses, anti-dilution, pre-emption rights — aligned with your statutes. Result: secure governance, reassuring for investors. Quote within 48 hours.

Seed funding is the riskiest phase to finance, where equity is lacking before the first revenues. We structure the need, mobilise grants, honour loans and guarantees, and build the file up to the agreement. Result: a completed seed round that secures the start-up. Quote within 48 hours.

Tamwilcom guarantees cover up to a large portion of bank credit, but many micro and small enterprises are unaware of them or submit incomplete applications. We identify the appropriate guarantee product, prepare the application, and advocate for it with the bank and Tamwilcom. Result: guaranteed and unlocked credit. Quote within 48 hours.

Equity or donation crowdfunding can finance a TPE, but a campaign without preparation falters due to lack of audience and legal framework. We design the campaign, communication plan, and legal structure compliant with Moroccan collaborative financing regulations. Result: a successful and compliant fundraising. Quote within 48 hours.

Raising funds from business angels or through love money requires a credible investor file that few project leaders know how to construct. We structure the documentation, valuation, and agreement, then prepare the introduction to investor networks. Result: a secured equity raise. Quote within 48 hours.